Insurance Monitoring Program

DMV is responsible for making sure that all owners of vehicles with a valid registration comply with the Virginia laws on insurance requirements. When registering a motor vehicle, you must sign a statement on the registration application that you have liability insurance coverage for your motor vehicle, or pay the $500 uninsured motor vehicle fee. DMV will suspend your driving privilege if:

  • you do not submit the requested insurance policy information to verify that you have liability insurance coverage
  • there is a break in your insurance policy coverage and you do not return your license plates to DMV

Refer to for more detailed information on Insurance Monitoring activities by DMV

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